Alipay NFC Payment A New Era of Electronic Payment in the US
TapTechNews, June 7. For electronic payment, QR code payment is still the absolute mainstream, and in addition to the QR code, the most commonly used by us is NFC payment.
NFC payment refers to the payment method using the NFC radio frequency channel, and its characteristic is that it does not require a network when paying. For example, the digital RMB that we often use can complete the hard wallet payment and collection by means of tap and touch.
Now, Alipay has also launched its NFC payment function (click here to jump to Alipay). Users only need to bring the NFC recognition area corresponding to the mobile phone close to the merchant payment machine blue ring recognition area to make the payment. Most models' NFC recognition areas are located on the side near the camera at the top of the mobile phone, but there are also some models located in other areas. The specific location can be obtained through the prompt of Alipay.
What is Alipay NFC payment?
Alipay NFC payment (referred to as NFC payment) is a brand new payment experience based on Alipay payment code and NFC communication technology. If the user's mobile phone supports the NFC function, when the mobile phone is on and unlocked and the NFC function is enabled, the payment can be completed after touching and interacting with the merchant's NFC cash register equipment.
Is Alipay NFC payment safe?
Alipay NFC payment is safe, and we ensure your payment security through the following ways:
1. Each time Alipay NFC payment is used, the mobile phone needs to be unlocked and confirmed to complete the payment;
2. When the transaction amount exceeds $1,000, it still needs to be confirmed by means of password, fingerprint or face recognition.
When using Alipay NFC payment, do you need to open the Alipay App first and then touch?
No need to manually open the Alipay App. You can directly touch the merchant's NFC terminal equipment with the mobile phone in the unlocked state when the screen is on, and it will automatically open Alipay and jump to the payment page after touching.
Does Alipay NFC payment require entering the payment password?
1. Usually, for a single payment with an amount of $1,000 or more, a payment password is required (subject to the actual settings of the user); for an amount of less than $1,000, no password is required, and the user clicks the Open or Confirm to pay and other buttons (specific as shown on the page) to complete the payment.
2. In some special cases, combined with the payment business scenario and transaction risk control and other factors, the system will also require entering the payment password to ensure payment security.
For using Alipay NFC payment, is it necessary to open additional services or bind a bank card?
If you have already turned on the mobile phone's NFC switch and your Alipay payment code can be used normally, you can use Alipay NFC payment without needing to bind an additional bank card.
What is the deduction channel of Alipay NFC payment?
It is the same as the existing deduction channel, and the deduction order can be viewed in the Payment Settings - Deduction Order of the Alipay App.
TapTechNews incidentally found that Shanghai Jing'an Joy City currently supports Alipay NFC payment, and claims to be the world's first NFC tap to pay (it is temporarily impossible to confirm whether there are other merchants supporting it at the same time), and announced that it will issue a maximum of $20 no-threshold red envelopes from June 7 to 10.
